Conspiracy and Theft on Wall Street and in Congress.

Citizens protest pension reform in Detroit, Michigan.


Promises made to workers who built their lives around them to claim their part of the American Dream are victimized by the enormous hedge funds who  pay reduced taxes and hide their profits.  They deprive the American citizen of the value of their labor and the communal benefit of living in a prosperous society.

Down and Dirty

Some fifteen years ago I purchased a Blue Cross/Blue Shield single policy for $134 per month which I thought was fairly reasonable. Each year after that the premium went up $100 or so per month until it hit some $600 per month at which point I bailed out. I have been without insurance since then until my last birthday at which I became eligible for Medicare. Obama or Obamacare had nothing to do with those price increases. They were due to exploding medical costs, advancing age and the profit motive. The same is still true today but now the anti-Obama crowd places the blame on Obamacare because that is what many health care providers and insurers are telling them in order to pressure them to lock in a private insurance plan that is not subject to the same restrictions on cost that the public plans will be. Most of those claims are deceptive at best and downright dishonest at the worst.

In just a few days the Affordable Care Act, euphemistically referred to as Obamacare, will begin to operate the insurance exchanges allowing people without insurance to become insured. Insurance companies and health care agencies, along with a myriad of other groups, are using scare and pressure tactics to misrepresent what is going to happen and it is just aggravating to try to tell people that those crying wolf are being either malicious or just uninformed. I know it is of little consequence to many folks but I would like to try to address a few of the crazy things that are being said.

• You are not going to be forced into Obamacare if you have your own insurance. You are exempt. There is a requirement that everyone be insured with some exceptions. You will be penalized if you don't pick up coverage and are not exempt. Why should the general public be required to pay for your health care if you don't have insurance? That is what happens when insurance and treatment rates are increased to cover those losses. I don't like this part but that is what happens when you have to keep the insurance companies happy so they will let their Congressmen vote.

• Costs to you may go up in some circumstances. If you have a gold plated policy that gives you bumper to bumper coverage you may see some increases. The Affordable Care Act is designed to discourage unnecessary procedures that are often done just to make more money. If you insist on having those unnecessary tests it will cost you. Everyone agrees there is too much of this except those making money from it. If you have basic coverage there will be options available for more bells and whistles but at a higher cost. For most, insurance and medical costs should begin to trend down.

• If you do not have insurance there are several affordable options. If even those are out of financial reach there will be subsidies to help you pay for insurance premiums. Below a certain income you may be exempt from the requirement for coverage. That is not a good thing. The ACA was designed at the outset to insure practically everyone but the Supreme Court decision that prevented the Federal Government from using the money provided to the states for Medicaid as leverage made that impossible. Blame your state government.

• The Feds will be paying for practically every dime of increased costs to the state. If you live in a state that is crazy enough to turn down this deal because of Obama then things are not going to be so easy for you. Fortunately Kentucky is not one of those states. Check out www.kynect.ky.gov. In those other states the Feds will operate insurance exchanges through which one may purchase insurance.

• Some doctors and medical providers are not going to like this because it is going to restrict the exorbitant prices they can charge for procedures. The Feds, who will be paying for this, will be able to negotiate prices that they will reimburse insurers for in the same way that Medicare and Medicaid now do. How is that not good? Why should you pay 1/3 more for a colonoscopy in Somerset than you would in Lexington? Family Practitioners will be more important while specialists will be reigned in a bit.

• It is going to cost us jobs and drive up costs to the employer. Maybe. Some companies are lowering staffs to get below the 50 person employer mandated insurance quota. That won't last. Then those people who are uninsured now will be able to pick up insurance just like other people and the company will have to kick in. It will give companies a way to level off their health care costs and project costs for the future. Many companies have been wanting to unload health care costs and will take advantage of this all the while bad mouthing Obamacare.

There is a lot more. This is a big deal and it will not be implemented without people being upset and there being humps and bumps in the road. But it will be a good deal and people will like it. I know many don't believe it but give it a little while and you won't be able to tear it away from people with both hands.

That is my take on the Affordable Care Act, Obamacare. But you already knew that. Nothing I can say will change the minds of the detractors, only time.

Flame Burned Bright.

The Definition of Insanity

Uneven economic recovery hurts Utah mid- and low-income families


And still this extremely
conservative state continues to vote against it's own self interests.  Just crazy.

Legend

People still line up and pay money to get an autograph from Pete Rose even though he has been banned from baseball for years. The memory of how he played the game so exquisitely has endeared him to many a fan and his membership in the Big Red Machine still lines them up wherever he goes. Muhammed Ali can hardly even speak now and walks with a shuffle instead of dancing with the Ali Shuffle. Those fantastic, legendary bouts with Joe Frazier make him “The Greatest” in the minds of many boxing aficionados. In light of these instances can we agree that people just don't go see Willie Nelson just to hear him sing.

Willie is some eighty years old now and his voice, like many of ours, has just taken a trip along the river of time and is not quite what it used to be. In all honesty, he was never a great singer anyway. He was, however, a great songwriter and performer. The tales of his exploits and encounters with the law are legendary. People still pay the bucks to line up and press the stage for his concerts.

At our own Master Musician's Festival this year Willie Nelson was the headline star. Rumor has it that he was paid far more than any other performer we have ever had. It was a bid to drive attendance up and, from all accounts, it was a successful one. From a musical standpoint it left a little to be desired. Willie spoke most of the lines, breaking into tune only sporadically. There were a lot of people present who were there to enjoy hearing the legend sing his classics. We wondered would he sing Red Headed Stranger? Or Blue Eyes Crying in the Rain? Or maybe Angel Flying Too Close to the Ground.

After shooting some photos up close I made my way back through the crowd that was pressing at the retainer fence to a spot in the clear a little farther back where I could see the panorama and, to be truthful, enjoy the music a bit more. A not so well known fact is that the sound is not the best up near the stage. One does not get the full benefit of the sound engineers and the pounding of those big speakers and the monitors drown out the nuances. While I was at the back I noticed quite a few of the older set leaving. From my conversations with them it seems they actually expected to hear Willie sing and were somewhat disappointed that his vocal performance was not up to their expectations. My opinion is that they expected too much from an outdoor open air concert format. You just aren't going to get a studio sound in that environment but you are going to make up for that with the excitement and participation generated. Let's just face it. A lot of times as we age excitement and participation are not exactly first on our list of priorities. However, I am delighted to say that there were many of my generation still digging on the vibe of the performer's interaction with the crowd. In a performance such as this the crowd is a distinct part of the whole thing.

As for Willie's vocals, I have heard some reference his age but I don't know about that. From time to time when he broke into song he seemed quite capable of hitting the notes. Perhaps he couldn't sustain it or perhaps he just didn't want to. At this stage of his life and career I suppose he can do whatever he wants to do. But, as for the goal of increasing excitement and attendance I have to say this year's festival was a rousing success that validates the axiom that you must spend money to make money.

Other circumstances helped to make this year's festival a successful one. Chris Knight was likely at the best I have ever heard him. He reminded me of some of the more legendary singers of his type of music. Robert Earl Keen came to mind. One person remarked that he sounded somewhat like a weird version of John Mellencamp. I could see that. His ability to tell a story with his music is formidable and getting better all the time. I don't know if a person could say enough about how good The David Mayfield Parade is. He tries his best to obscure his musicality with hilarious antics but he is very good. I got some good photos but the one I have seen with the blonde girl up on the doghouse is poster material. I think we should just put him on retainer for future festivals.

This was the first year for beer sales at the festival and that was a big hit judging from the length of the lines. Festival goers were not allowed to bring any adult beverages into the festival and so were limited to what was on sale there. People who attend these things are remarkably creative when it comes to smuggling so I am certain that some amount was sneaked past the vigilant eyes of those responsible but it wasn't a lot. I remarked to a friend that the crowd was much better behaved than usual to which she replied, “compared to what?” Well, compared to past festivals. For the most part it was a civil and mannerly crowd.

Legions of men and women in military uniform were visible and the Somerset City Police force was there on the Somerset Police Force golf carts and Segways. I wondered what would happen if they needed to give chase since the terrain would not be that favorable to going fast in a golf cart but I did notice that the Segways had the off road tires. A few years back the police force did crowd control on bicycles and that seemed to be more appropriate but what would be better still is for the officers to be on foot, using the opportunity to relate to the festival goers and to foster good will. It is difficult for me to take Segways seriously as a law enforcement tool. I keep thinking of the guy that owned the company that manufactures them plunging to his death off a cliff on one of the devices.

Well, I had promised my readers there was another festival column coming and here it is. From my viewpoint it appears that the festival was a huge success and lays the groundwork for more success in the future. It looked back to the humble beginnings of our festival and brought it forward to the present. The occasions that it gives unknown talent a stage on which to perform are what I would call one of the best aspects of the festival.

My take on the festival is that I am already looking forward to next year. Put it on your calendar.

Monday Roundup: New Yorker’s Blind Spot

Monday Roundup: New Yorker’s Blind Spot


Not just the tree huggers opposing this project.  Also those farmers who get their water from the aquifer the pipeline would cross
.

Let's Hear That Again

I am often left nearly (but not completely) speechless at comments I run across that castigate President Obama. From the wide spectrum of comments I can only conclude that people really don't have a clue about what is really going on in our country. Facebook is alive with posts that do more than border on ignorance of public affairs. I am under no illusion that those people read this column but I am going to address just a few. I am going to try to do it without using the profanity of the posts.

Recently there was a group of motorcyclists that went to DC to parade in protest against something. Take your pick. They had a permit to parade on such a date but just to poke their fingers in President Obama's eye they weren't going to do it that day. They were going to exercise their right of assembly and do it on another day. A group calling itself “Breaking Obama's ----s” posted on Facebook and the number of likes is in the thousands. Now, do these people think that the President rules DC the way Putin does Russia or what? Is there really someone who thinks that President Obama sits around all way thinking of ways to diss the nut jobs? Guess there is.

Locally the taxpayer just spent abut $10 million to tear up bypass 80 and then put it back. This after using last year to tear the intersections out and redo them. Obama did that. I remarked that the money would have been better used to finish another leg of our beltline but I found out that Obama is responsible for that too. I suggested that Congressman Rogers, who chairs the Appropriations (that's money) Committee may be too timid to fund that since the Tea Party is showing what it can do to Republicans that are too profligate. Just ask Mitch. I also reminded this person that if the President had his way we would be building roads, bridges and just about anything that could qualify as a public work but the Party of No just said no.

The people who say that our national budget is just like your checkbook are screaming that we just can't afford to feed people who have fallen on hard times. They point out that they really don't mind those that REALLY need it to get it but those people who just waste the money because they are spending all their money on drugs need to be tested. That'll weed them out. Where testing has been implemented the results are in. Less than 2% of those tested are using non-prescribed drugs. The cost of the testing far outweighs any money saved by cutting those people off.

I have never seen an issue weld the left and right together they way the prospect of attacking Syria has. It is plain that the American people have had enough of war. But I hear that Obama keeps trying to take us to another war in the Middle East. I would have been ecstatic if that reaction had been around when we blundered into Iraq. But Obama wants to help the radical Muslims who are defying the Assad government. Now, let me get this straight. Is this the same President who has spent the past year resisting calls from the Neocons including Senators McCain and Graham who take vacations to Syria to see what the rebels are up to? Are they talking about the guy who stuck his foot in his mouth with the “red line” thing and has been looking for a way out ever since? The same guy who decided that “hey, let's ask the American people?” Now, exactly what is he doing wrong? And what can we say about those stalwarts of the GOP, McCain and Graham? Are they trying to help the radical Muslims also?

Bumper stickers excite me. They are so creative. I saw one that read “if Obama is the answer, how stupid was the question?” Either the creators of that sticker didn't think that through or they just knew that the people that would put that on their cars wouldn't either. Maybe the question was, “what should we do if the people we elected keep getting us in places we don't like?” My guess is that would make Obama the smart answer. Doing the same thing wouldn't be too bright.

And now for the closer. Obamacare begins to enter the markets next month. An ad claimed by the Conservative Senate Republicans are all over Mitch over not doing enough to defund Obamacare. Positive aspects of the Affordable Care Act are already in effect and benefiting Americans across the country. I personally know people who will be able to afford insurance they lost when the corporate banks took down Wall Street and threw Middle Class America into the ditch. I can understand what some businesses are wailing about but it befuddles me as to why what used to be Middle Class America is whining about. It is nothing but good for them. I sometimes wonder if it would be different if it were called RomneyCare or BushCare. After all, Romney installed it in Massachusetts and Bush gave us Medicare D. Attach Obama to the name and it is a whole different thing.

I don't mind disagreement on issues. As a matter of fact I welcome it because that is a sign that people are paying attention. It is just that it is so rare to find someone who understands the issues enough to discuss them without resorting to pejoratives.

What is my take on this irrational behavior? It is irrational, I just don't get it. Understand the issues and let's talk.